Many thanks to John Ninfo for coming to Avon yesterday to speak with Mrs. Lydia D’Amato’s high school financial management students about his experiences as a bankruptcy judge. 

Ninfo, who’s now retired, founded the Credit Abuse Resistance Education, or CARE, Program, a personal financial literacy education outreach program to provide students with his unique knowledge, experiences, and stories, as well as personal finance lessons, tactics and techniques that will help them lead a financially responsible, consumer debt-free life. 

A worthwhile conversation at ANY age, but especially a young one.

Thanks again, Judge Ninfo! 

Photo courtesy of Suzanne Freeman